A Medicare Supplement policy, often called Medigap, is designed to cover the out-of-pocket costs that Original Medicare doesn’t pay—such as deductibles, copayments, and coinsurance. While Medicare Parts A and B provide essential coverage, many people prefer the added protection and peace of mind that comes from a Supplement. These plans help make your healthcare costs more predictable and eliminate the worry of unexpected medical bills.

One of the biggest benefits of a Medicare Supplement is the freedom it gives you. There are no provider networks, which means you can see any doctor or specialist in the United States who accepts Medicare. If you spend time in multiple states, travel frequently, or simply value flexibility, this level of access is often one of the strongest advantages of Medigap.

These plans are standardized, meaning a Plan G or Plan N offers the same core benefits regardless of the company you choose—what differs is price, rate stability, and customer service.